/* ============================================================
   SHARED TOOL-PAGE STYLES
   Used by loan-estimator, trade-in-estimator, affordability
   ============================================================ */

.tool-page-body {
  background:
    radial-gradient(ellipse at top, rgba(245, 166, 35, 0.06) 0%, transparent 50%),
    linear-gradient(180deg, #050d1c 0%, #0a1628 30%, #081222 100%);
  min-height: 100vh;
  padding-bottom: 80px;
}

/* ============================================================
   TOP BAR
   ============================================================ */
.tool-topbar {
  position: sticky;
  top: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 16px 36px;
  background: rgba(5, 13, 28, 0.78);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.tool-topbar .brand {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.04em;
  color: var(--ink);
}
.brand__back {
  width: 16px; height: 16px;
  color: var(--ink-mute);
  transition: color 0.2s var(--ease), transform 0.2s var(--ease);
}
.tool-topbar .brand:hover .brand__back {
  color: var(--accent);
  transform: translateX(-3px);
}
.tool-topbar .brand__dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 10px var(--accent-glow);
  margin-left: 4px;
}
.tool-topbar .brand__sep { color: var(--ink-faint); }
.tool-topbar .brand__sub { color: var(--ink-mute); font-weight: 600; }

.tool-nav {
  display: flex;
  gap: 4px;
  padding: 5px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 100px;
}
.tool-nav a {
  padding: 8px 18px;
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-mute);
  border-radius: 100px;
  transition: color 0.25s var(--ease), background 0.25s var(--ease);
}
.tool-nav a:hover { color: var(--ink); }
.tool-nav a.is-active {
  background: rgba(245, 166, 35, 0.16);
  color: var(--accent);
  border: 1px solid rgba(245, 166, 35, 0.35);
  padding: 7px 17px;
}

.topbar-cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 18px;
  background: var(--accent);
  color: var(--bg-base);
  border-radius: 100px;
  font-size: 13px;
  font-weight: 700;
  box-shadow: 0 8px 22px rgba(245, 166, 35, 0.28);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s var(--ease);
}
.topbar-cta:hover {
  transform: translateY(-2px);
  background: var(--accent-hot);
  box-shadow: 0 12px 30px rgba(245, 166, 35, 0.42);
}

/* ============================================================
   TOOL HERO
   ============================================================ */
.tool-hero {
  padding: 80px 36px 56px;
  position: relative;
}
.tool-hero__inner {
  max-width: 880px;
  margin: 0 auto;
  text-align: center;
}
.tool-hero__title {
  font-size: clamp(34px, 4.8vw, 60px);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.025em;
  margin: 20px 0 18px;
  color: var(--ink);
}
.tool-hero__title .accent { color: var(--accent); }
.tool-hero__sub {
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink-mute);
  max-width: 720px;
  margin: 0 auto 32px;
}

/* Trust pills */
.trust-pills {
  list-style: none;
  display: inline-flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
}
.trust-pills li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 16px 9px 14px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: 100px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--ink-soft);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}
.trust-pills li svg {
  width: 14px; height: 14px;
  color: var(--accent);
  flex-shrink: 0;
}

/* ============================================================
   CONTENT BLOCKS (shared section wrapper)
   ============================================================ */
.content-block {
  padding: 60px 36px;
}
.content-block__inner {
  max-width: 1080px;
  margin: 0 auto;
}
.content-block__title {
  font-size: clamp(24px, 2.8vw, 36px);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin-bottom: 32px;
}

/* Trust list (Why this number is real) */
.trust-list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  counter-reset: trust;
}
.trust-list li {
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 26px 24px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.04) 0%, rgba(255, 255, 255, 0.015) 100%);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 16px;
  transition: border-color 0.3s var(--ease), background 0.3s var(--ease);
}
.trust-list li:hover {
  border-color: rgba(245, 166, 35, 0.22);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.06) 0%, rgba(255, 255, 255, 0.02) 100%);
}
.trust-list__num {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 18px;
  font-weight: 800;
  font-style: italic;
  letter-spacing: 0.04em;
  color: var(--accent);
}
.trust-list strong {
  display: block;
  font-size: 17px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin-bottom: 6px;
  line-height: 1.3;
}
.trust-list p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--ink-soft);
}

/* Q&A list */
.qa-list { display: flex; flex-direction: column; gap: 18px; }
.qa {
  padding: 22px 26px;
  background: rgba(255, 255, 255, 0.025);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-left: 3px solid var(--accent);
  border-radius: 12px;
}
.qa__q {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.005em;
  margin-bottom: 8px;
}
.qa__a {
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--ink-soft);
}

/* FAQ accordion */
.faq-list { display: flex; flex-direction: column; gap: 10px; }
.faq {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.03) 0%, rgba(255, 255, 255, 0.01) 100%);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.25s var(--ease), background 0.25s var(--ease);
}
.faq:hover { border-color: rgba(245, 166, 35, 0.20); }
.faq[open] { border-color: rgba(245, 166, 35, 0.35); background: rgba(245, 166, 35, 0.04); }
.faq summary {
  cursor: pointer;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 22px;
  font-size: 15px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.005em;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary svg {
  width: 18px; height: 18px;
  color: var(--accent);
  flex-shrink: 0;
  transition: transform 0.3s var(--ease);
}
.faq[open] summary svg { transform: rotate(180deg); }
.faq p {
  padding: 0 22px 18px;
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--ink-soft);
}

/* ============================================================
   CTA BLOCK
   ============================================================ */
.cta-block {
  padding: 60px 36px;
}
.cta-block__inner {
  position: relative;
  max-width: 880px;
  margin: 0 auto;
  text-align: center;
  padding: 56px 48px;
  background:
    linear-gradient(135deg, rgba(245, 166, 35, 0.12) 0%, rgba(245, 166, 35, 0.02) 100%),
    rgba(255, 255, 255, 0.025);
  border: 1px solid rgba(245, 166, 35, 0.25);
  border-radius: 24px;
  overflow: hidden;
}
.cta-block__inner::before {
  content: "";
  position: absolute;
  top: -60%; left: 50%;
  transform: translateX(-50%);
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(245, 166, 35, 0.16) 0%, transparent 60%);
  filter: blur(50px);
  pointer-events: none;
}
.cta-block__inner > * { position: relative; z-index: 1; }
.cta-block h2 {
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 800;
  letter-spacing: -0.022em;
  color: var(--ink);
  margin: 16px 0 12px;
}
.cta-block p {
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink-soft);
  max-width: 580px;
  margin: 0 auto 28px;
}
.cta-block__actions {
  display: inline-flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}
.cta-block__mini {
  margin-top: 22px;
  font-size: 12.5px;
  color: var(--ink-mute);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  justify-content: center;
}
.cta-block__mini svg {
  width: 14px; height: 14px;
  color: var(--accent);
}

/* ============================================================
   BUTTONS (shared)
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.01em;
  border: none;
  cursor: pointer;
  font-family: inherit;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s var(--ease), color 0.25s var(--ease), border-color 0.25s var(--ease);
  white-space: nowrap;
}
.btn svg { width: 16px; height: 16px; transition: transform 0.25s var(--ease); }
.btn--primary {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-hot) 100%);
  color: var(--bg-base);
  box-shadow: 0 12px 28px rgba(245, 166, 35, 0.32);
}
.btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 34px rgba(245, 166, 35, 0.45);
}
.btn--primary:hover svg { transform: translateX(3px); }
.btn--ghost {
  background: rgba(255, 255, 255, 0.05);
  color: var(--ink);
  border: 1px solid rgba(255, 255, 255, 0.18);
  backdrop-filter: blur(10px);
}
.btn--ghost:hover {
  background: rgba(255, 255, 255, 0.10);
  border-color: rgba(255, 255, 255, 0.35);
  transform: translateY(-2px);
}
.btn--lg { padding: 16px 30px; font-size: 15px; }
.btn--sm { padding: 10px 16px; font-size: 12.5px; }

/* ============================================================
   CROSSLINKS
   ============================================================ */
.crosslinks {
  padding: 40px 36px 80px;
}
.crosslinks__inner {
  max-width: 1080px;
  margin: 0 auto;
}
.crosslinks__label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 18px;
}
.crosslinks__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.crosslink {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 18px;
  padding: 22px 24px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.04) 0%, rgba(255, 255, 255, 0.015) 100%);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 14px;
  color: var(--ink);
  transition: transform 0.3s var(--ease), border-color 0.3s var(--ease), background 0.3s var(--ease);
}
.crosslink:hover {
  transform: translateY(-3px);
  border-color: rgba(245, 166, 35, 0.30);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.06) 0%, rgba(255, 255, 255, 0.02) 100%);
}
.crosslink__icon {
  width: 44px; height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(245, 166, 35, 0.10);
  border: 1px solid rgba(245, 166, 35, 0.30);
  color: var(--accent);
  flex-shrink: 0;
}
.crosslink__icon svg { width: 20px; height: 20px; }
.crosslink strong {
  display: block;
  font-size: 14.5px;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 2px;
  line-height: 1.3;
}
.crosslink span {
  font-size: 13px;
  color: var(--ink-mute);
  line-height: 1.4;
}
.crosslink__arrow {
  width: 18px; height: 18px;
  color: var(--ink-mute);
  flex-shrink: 0;
  transition: color 0.25s var(--ease), transform 0.25s var(--ease);
}
.crosslink:hover .crosslink__arrow {
  color: var(--accent);
  transform: translateX(4px);
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 920px) {
  .tool-topbar { padding: 14px 20px; gap: 14px; }
  .tool-nav { display: none; }
  .tool-hero { padding: 56px 24px 40px; }
  .content-block { padding: 48px 24px; }
  .cta-block { padding: 48px 24px; }
  .cta-block__inner { padding: 40px 28px; }
  .trust-list { grid-template-columns: 1fr; }
  .crosslinks { padding: 30px 24px 60px; }
  .crosslinks__grid { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  .tool-topbar { padding: 12px 16px; }
  .tool-topbar .brand__sub, .tool-topbar .brand__sep { display: none; }
  .tool-hero { padding: 44px 18px 32px; }
  .trust-pills { gap: 8px; }
  .trust-pills li { font-size: 11.5px; padding: 7px 12px 7px 10px; }
}